We're Making
Medicare Easy for Everyone
in Maryland.

Whether you're new to Medicare or just want to explore plans and benefits, we can help.

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Thank you!

I am writing to let you know that Aaron Sims was a lifesaver to me as well as my fiancé. I tried for weeks, multiple phone calls for hours with maximum frustration to sign up for a Plan N through medicare.gov.
BarbaraPlan N

Quick and Easy!

I also gave his contact to my brother who was trying but failing miserably to sign up his father in law who is Russian and not at all internet savvy
BorisPlan N

Within Minutes!

Joe called Aaron and within minutes...job done. Not only is he great on the phone but quite personable...and seems to love his job. He is a tremendous asset to your company!
JoePlan N

Plans that work with Medicare.

New to Medicare? Learn about plan options and benefits that are available to you in your area. Schedule with us today!

Medicare Part A & B

Medicare Part A is often referred to as hospital insurance. Medicare Part B, known as medical insurance, covers outpatient services, including doctor visits.

Medicare Supplement

Medicare supplement insurance, also known as Medigap, is a type of private insurance that helps fill the gaps in coverage left by original Medicare (Part A and Part B).

Prescription Drug

Prescription drug insurance for Medicare, known as Medicare Part D, is a separate component of the Medicare program that provides coverage for prescription medications.

Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is an alternative to original Medicare (Part A and Part B) that offers comprehensive healthcare coverage through private insurance companies.

Ready to get Started?

Annual Enrollment Period Begins on October 15th and ends on December 7th.


Frequently Asked Questions, Answered!

What changes have been made to Medicare in 2024?

In 2024, Medicare introduced several changes, such as expanding telehealth services, increasing preventive care coverage, and implementing new payment models to improve quality costs. Additionally, the income thresholds for high-income beneficiaries have been adjusted, potentially affecting Medicare Part B and Part D premiums.

How do I enroll in Medicare for the first time?

To enroll in Medicare for the first time, you typically need to be 65 years or older or meet specific disability requirements. Most individuals are automatically enrolled in Medicare Part A (hospital insurance) when they turn 65 if they are already receiving Social Security benefits. However, you may need to manually register for Medicare Part B (medical insurance) by contacting the Social Security Administration or applying online through the official Medicare website.

What are the different parts of Medicare, and what do they cover?

Medicare is divided into several parts: Part A (hospital insurance) covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health services. Part B (medical insurance) covers outpatient services, doctor visits, preventive care, medical equipment, and necessary vaccinations. Part C (Medicare Advantage) offers an alternative to original Medicare and includes Part A, Part B, and often Part D (prescription drug coverage) as well as additional benefits provided by private insurance companies. Part D is standalone prescription drug coverage available through private insurance companies.

Can I change my Medicare coverage during the year?

Yes, there are specific periods when you can make changes to your Medicare coverage. The Annual Enrollment Period (AEP), also known as the Open Enrollment Period, generally occurs from October 15th to December 7th each year. During this time, you can switch between Original Medicare and Medicare Advantage plans, change your Medicare Part D prescription drug plan, or join a Part D plan if you didn't previously have one. Additionally, there are other enrollment periods, such as the Initial Enrollment Period (when you first become eligible for Medicare) and Special Enrollment Periods (triggered by certain life events) that allow for changes to be made outside of the AEP.

How much does Medicare cost?

Medicare costs can vary depending on the specific coverage options you choose. Medicare Part A is generally premium-free for most individuals who have worked and paid Medicare taxes for a certain period. Medicare Part B has a standard monthly premium, which is income-based and may be subject to adjustment based on your income level. Medicare Part C (Medicare Advantage) and Part D (prescription drug coverage) plans have premiums that vary by plan and insurance provider. Additionally, there may be deductibles, copayments, and coinsurance associated with different Medicare services. It is important to review and compare plans to understand the costs involved and choose the coverage that best fits your needs and budget.


We serve the following counties.

Allegany, Anne Arundel, Baltimore, Baltimore City, Calvert, Caroline, Carroll, Cecil, Charles, Dorchester, Frederick, Garrett, Harford, Howard, Kent, Montgomery, Prince George's, Queen Anne's, Somerset, St. Mary's, Talbot, Washington, Wicomico, Worcester.

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