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Medicare Part B Premium 2026: Costs, IRMAA, and How to Pay Less

Complete guide to Medicare Part B premium costs for 2026, IRMAA brackets, income thresholds, and proven strategies to reduce your monthly payments.
Reviewed by Aaron Sims, Licensed Life & Health Agent since 2012Last updated February 9, 2026
Elderly doctor wearing glasses and stethoscope in office.
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