Sign up for Medicare: Next Steps (2026)
Here's what to do, in order. If at any point you'd rather talk to someone, that option's there — but no one's going to push you.
Your enrollment checklist
1
Figure out your timeline
Turning 65? You'll have an Initial Enrollment Period — know when it starts.
Retiring? Find out exactly when your employer coverage ends.
Still working with good coverage? You might be able to wait — but only if it qualifies.
2
Pick a direction
Most people end up on either Original Medicare with a supplement and Part D, or Medicare Advantage. If you're not sure which way to go, that's totally normal — a quick conversation can sort it out fast.
3
Get help if you want it
This part is totally optional. If you'd like to talk it through with someone, we can walk you through the process, answer your questions, and help you figure out next steps.