Dental, Vision & Hearing Insurance
What Medicare doesn't cover
This surprises most people: Original Medicare (Parts A and B) doesn't cover routine dental care, eye exams for glasses, eyeglasses or contacts, or hearing aids. These are services almost everyone needs, and the costs add up fast.
Cleanings, fillings, extractions, dentures — none of it is covered by Original Medicare.
Typical costs: $100–200 per cleaning, $1,000–3,000 for dentures
Routine eye exams, glasses, and contacts aren't covered. Only medical eye issues qualify.
Typical costs: $100–200 per exam, $200–600 for glasses
Hearing exams and hearing aids are not covered, even though hearing loss is common after 65.
Typical costs: $2,000–7,000 per pair of hearing aids
Your options for DVH coverage
There are several ways to get dental, vision, and hearing coverage. The right choice depends on whether you're on Original Medicare or Medicare Advantage, and how much coverage you need.
Many Medicare Advantage plans include dental, vision, and hearing benefits. Coverage varies widely — some plans offer basic preventive care, others include more comprehensive benefits. Check the plan details carefully.
If you're on Original Medicare (or want more coverage than your MA plan provides), you can buy separate dental, vision, and hearing policies. These typically cost $20–50/month each, depending on coverage level.
Not insurance, but a membership that gets you discounted rates at participating dentists. Usually $10–20/month with 10–60% off services. Good option if you just need basic care.
Want help finding DVH coverage?
We can help you compare dental, vision, and hearing options that work with your Medicare coverage. No pressure — just clear information about what's available in your area.
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