Medigap Rate Changes
Track Medicare Supplement rate increases by carrier and state. Unlike Medicare Advantage, Medigap plans can raise rates at any time — knowing what's coming helps you compare options.
Why Medigap Rates Vary
Understanding how Medigap pricing works can save you hundreds per year.
Carriers set their own rates
Plan G from Aetna costs different than Plan G from Mutual of Omaha — same coverage, different prices.
Rates can change anytime
Unlike Medicare Advantage, Medigap carriers can file rate increases at any point during the year.
You can switch carriers
If your carrier raises rates significantly, you may be able to switch to a lower-cost option (underwriting may apply).
Rate Changes by State
States ranked by highest rate increase. Click a state to see all filings.
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Rate Changes by Carrier
Carriers ranked by highest rate increase. Click a carrier to see all their state filings.
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Concerned about your rate increase?
If your carrier filed a significant increase, comparing rates from other carriers could reveal better options. Our agents can help you understand what's available.
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All Rate Filings
Filter by state, company, or rate increase percentage.
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What You Can Do About Rate Increases
- 1
Check if your carrier filed an increase
Use the search above to find your carrier and state. Not all carriers file increases every period.
- 2
Compare rates from other carriers
Since all Plan G policies cover the same things, the only difference is price. Get quotes from multiple carriers.
- 3
Understand underwriting
Outside your initial enrollment period, carriers can ask health questions. Some are more lenient than others — an agent can help you navigate this.
Rate change data compiled from public filings by CSG Actuarial. Updated monthly. This information is for educational purposes only and may not reflect all rate changes. Actual rates vary by age, location, and other factors. Verify current rates directly with carriers.