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Medicare Savings Programs

State programs that help pay Medicare premiums and sometimes deductibles and coinsurance for people with limited income.
Reviewed by Aaron Sims, Licensed Life & Health Agent since 2012

Medicare Term

Definition

State programs that help pay Medicare premiums and sometimes deductibles and coinsurance for people with limited income.

Medicare Savings Programs (MSPs) are state-run programs that help people with limited income and resources pay their Medicare costs. There are four types: QMB (pays Part A and B premiums plus deductibles and coinsurance), SLMB (pays Part B premium), QI (pays Part B premium), and QDWI (pays Part A premium). Eligibility requirements vary by state.

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